About CredLinq — Consent-first Personal Loan Discovery
CredLinq is a consent-first loan discovery platform. We help you find lender matches and stay in control — your KYC and documents go directly to the bank or NBFC you choose.
A different kind of loan platform
Most loan portals collect your PAN, Aadhaar and full document set, then blast your details to a dozen lenders. CredLinq does the opposite. We ask only for a basic profile, help you shortlist suitable lenders, and let you decide who you'd like to speak to.
Once you pick a lender, KYC and financial documents are shared directly with that bank or NBFC. CredLinq does not store regulated documents. All underwriting and sanction decisions remain with the lender you choose to connect with.
How CredLinq protects you
Consent-first, always
No PAN or Aadhaar upfront. We only share your basic profile with lenders you explicitly choose.
You own the bank relationship
KYC and financial documents flow directly to your chosen bank or NBFC — never through CredLinq.
Human guidance on WhatsApp
A dedicated Relationship Manager helps you through the process without spam calls from third parties.