About CredLinq
CredLinq is free for borrowers and not a lender. We review your enquiry and explain your options plainly, and you stay in control — your KYC and documents go directly to the bank or NBFC you choose.
A different kind of loan platform
Most loan portals collect your PAN, Aadhaar and full document set, then blast your details to a dozen lenders. CredLinq does the opposite. The CredLinq team reviews your enquiry and may contact you about it using the details you give. We don't sell your details, and we won't share them with any lender without your permission.
Once you pick a lender, KYC and financial documents are shared directly with that bank or NBFC. CredLinq does not store regulated documents. All underwriting and sanction decisions remain with the lender you choose to connect with.
How CredLinq protects you
Consent-first, always
CredLinq doesn't ask for PAN or Aadhaar. If you choose to apply, the lender will ask for them directly. We won't share your details with any lender without your permission.
You own the bank relationship
KYC and financial documents flow directly to your chosen bank or NBFC — never through CredLinq.
Questions welcome
Send us your questions through the contact form; the CredLinq team reviews every enquiry.