BAJA
Bajaj Finserv
Bajaj Finserv Personal Loan
Interest rate
11% – 24%p.a.
Max amount
₹40 L
Tenure
2 months - 8 years
Rating
4.2/ 5
Verified on 24 July 2026
Highlights
- Instant approval
- Pre-approved offers for existing customers
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Eligibility
- Age 21-67
- CIBIL 685+
Min income
₹25,001/month
Employment
Salaried
Processing fee
Up to 3.93% (incl. GST)
Prepayment
4.72% (incl. GST)
Documents required
- KYC
- Latest 2 salary slips
- Bank statement
Pros
- Very quick disbursal
- Flex Loan flexibility
Cons
- Higher processing fees
EMI on this loan
₹25.00 L
11.25%
20 yr
Monthly EMI
₹26,231
- Principal
- ₹25,00,000
- Total interest
- ₹37,95,536
- Total payment
- ₹62,95,536
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Disclaimer: Interest rates shown are indicative and are manually verified. Actual rates are subject to lender approval and applicant profile. Please verify the latest rates with the lender before making any financial decision.