AXIS
Axis Bank
Axis Bank Personal Loan
Interest rate
11.25% – 22%p.a.
Max amount
₹40 L
Tenure
1-5 years
Rating
4.1/ 5
Verified on 24 July 2026
Highlights
- Low minimum income
- Doorstep documentation
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Eligibility
- Age 21-60
- Min income ₹15,000/month
Min income
₹15,000/month
Employment
Salaried
Processing fee
Up to 2% (min ₹4,999)
Prepayment
2-5% depending on tenure
Documents required
- KYC
- Income proof
Pros
- Lower income threshold
- Fast disbursal
Cons
- Prepayment charges are moderate
EMI on this loan
₹25.00 L
11.50%
20 yr
Monthly EMI
₹26,661
- Principal
- ₹25,00,000
- Total interest
- ₹38,98,578
- Total payment
- ₹63,98,578
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Disclaimer: Interest rates shown are indicative and are manually verified. Actual rates are subject to lender approval and applicant profile. Please verify the latest rates with the lender before making any financial decision.